According to the Georgia Department of Public Health, motor vehicle accidents were the second-leading cause of injury and death in the Peach State in a recent year. Victims of these crashes can pursue compensation for their losses by filing insurance claims against the responsible driver. However, insurers seek any reason to deny and minimize car accident claims. Knowing what mistakes to avoid can improve your chances of obtaining the money you deserve.
Mistake 1: Not Seeking Immediate Medical Attention
Never tell anyone you’re “fine” after a car crash. It’s possible to sustain injuries in a car wreck and only manifest symptoms later. Always see a doctor right away. A physician can check your condition and determine if you require treatment. From a legal standpoint, seeing a doctor immediately after a car accident also establishes a clear link between the crash and your injuries.
Mistake 2: Failing to Report the Accident to the Police
Under Georgia law, drivers must report crashes when they result in one of the following:
- Bodily injury
- Death
- At least $500 in property damage
A police crash report can be a valuable source of information for any legal claim you wish to file. A car accident attorney in Albany can use the information in the report while investigating your case.
Mistake 3: Overlooking the Collection of Evidence
Gathering evidence at the scene of the crash is important. If you can, you should:
- Take pictures of the scene from multiple angles.
- Take photos of your injuries.
- Get statements from witnesses.
Don’t worry if your injuries prevented you from gathering evidence at the crash site. Getting emergency treatment is always the first priority. A car accident lawyer in Albany can do the rest later.
Mistake 4: Communicating Directly with Insurance Companies
Insurance claims adjusters use various tactics to get claimants to settle for as little as possible. Instead of working directly with the insurance company, consider seeking legal representation.
Mistake 5: Admitting Fault Prematurely
Never admit fault in the aftermath of a crash. Suggesting that you even contributed to the wreck or your injuries can reduce the compensation you may receive.
Mistake 6: Not Understanding the Full Extent of Your Injuries
It’s not always clear how your injuries will impact your life in the long term after a crash. You may need to undergo a comprehensive medical assessment to determine how your injuries could affect your quality of life or life expectancy. Don’t accept a settlement until you’ve determined the full extent of your injuries.
Mistake 7: Ignoring Time Limits and Legal Procedures
Acting fast is essential when bringing a car accident legal case in Albany. There may be a statute or statutes of limitations governing your case. Failing to file a claim within the requisite time could forever bar your right to compensation for your injuries. It’s important to contact an attorney immediately to see what the time limitations may be for your case. There could also be time limitations involved regarding how much time you have to notify a potential uninsured/underinsured motorist carrier of your claim and time limits that may apply if you were injured due to the fault of a government entity. You’ll forfeit your right to receive compensation if you miss any deadlines.
Mistake 8: Underestimating the Value of Legal Representation
Hiring an experienced car accident lawyer in Albany can significantly affect your case’s outcome. An attorney who understands the state’s personal injury laws and insurance company tactics can fight for the full amount of compensation you’re owed.
Contact an Albany, GA, Car Accident Attorney
The claims process after a motor vehicle crash in Georgia can be complex and time-consuming. An Albany car accident lawyer at the Law Offices of William F. Underwood, III, P.C. can handle your claim while you focus on your recovery, minimizing the chances you’ll make an error and jeopardize your case. Contact us for a free consultation.
Site by